Bankruptcy will stay with you longer than other options, so it should be avoided if you can. Also, it may not solve all your financial problems. It’s not a simple process.
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nFind a credit counselor that has a good reputation. Watch out for the shady quick fix operations. A good one will take the time to fully understand you situation. They should give you several options and be able to fully explain all of them.
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nIt’s a long road to come back from some of the damage we have done to our lives. Part of a long term successful recovery is dealing with the financial mess in a way that puts us on a good path going forward. It can be hard but give you a great sense of accomplishment.

Hello and thanks for starting a thread in the Gambling Therapy forums

Here at Gambling Therapy we pride ourselves on being a caring and diverse online community who can help and support you with the difficulties you?re currently facing. We understand that this might be a tough time for you, particularly if you?re new to recovery, so come here as often as you need to and participate in the forums, access online groups and connect to the live advice helpline if you need one to one support. We?re in this together!

Here on the forum you can share your experiences in a safe, supportive and accepting environment. The beauty of writing it all down is that you can take your time and you will be creating a record of your progress that you can look back on if it ever feels like you?re not moving forward. So, share as much or as little as you like but do try to stick to keeping just one thread in this forum so people know where to find you if they want to be updated on your progress or share something with you.

As well as the forums New Members are invited to join Charles in the New Members Practical Advice Group On Mondays at 21:00 (UK) and Thursday at 19:00(UK)

And on that note….

I?m going to hand you over to our community because I?m sure they will have some words of wisdom for you ??

Take care

The Gambling Therapy Team

PS: Let me just remind you to take a look at our privacy policy and terms and conditions so you know how it all works!

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Can we please remember when replying Bankruptcy rules, Penalties, long term and short term effects are different in different countries making this hard to reply to

@gilly35 it would be an ideas to contact a credit counselling service.

Why not come and chat on the helpline, we maybe able to point you in the direction of a professional who can advise

Monday to Friday: 09:00 > 02:00 (2am)

UK time Saturday: 10:00 > 22: UK time

Sunday: 10:00 > 22:00 UK time

Click here to chat?

hi how money you lost if you things? about? bankruptcy?

Hi Gilly,
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nBankruptcy won’t solve your problems unless you address your gambling addiction. Maybe get to a Gamblers Anonymous meeting. That way you can address your gambling and meet others who have also had financial problems – they could point you in the direction of otehr local support.
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nKeep posting.